Why Avoiding The Accident Adjuster Is A Good Idea

Posted on: 11 December 2020

Auto accidents can impact life in many ways. If you have been hurt by a careless driver and now have the injuries to prove it, you might be entitled to compensation. Unfortunately, the path to money damages can be complex. When you are vulnerable, such as after an accident with injuries, you might be prone to making mistakes and one big mistake is speaking to the accident adjuster. Read on to learn why this action could negatively affect your ability to be compensated for accident damages.

Why Are They Calling? Here's the Real Reason

Accident adjusters working for the at-fault driver's insurance company may phone within days of an accident and you may still be in the hospital. Many victims, however, want to do the right thing and agree to take part in what might be called a recorded interview about the accident. The main task of the adjuster is not to help you, though, it's to reduce their liability. The entire reason for the phone conversation is to make you say something that could hurt you. While they might tell you that they just need a little information before they cut you a big claim check, that could not be further from the truth.

Why Not Speak to Them?

If you had a personal injury lawyer on your case, they would go to great lengths to stop you from talking to the adjuster for the other side. It should be noted, however, that you might be obligated to speak to your own insurance company about the accident. Even then, let an attorney handle that call for you. You might be wondering what is so bad about speaking to the adjuster for the other side and the answer centers around the lack of knowledge most victims have when it comes to personal injury issues. What might be an innocent comment to some people could be misinterpreted to mean something else when dealing with an accident. Take a look at these examples:

  • You express regret for the accident and say you are sorry about it.
  • You provide a summary of what you remember and it conflicts with other statements.
  • You speculate and make guesses about your speed, the direction of travel, the weather, and more.

Make no mistake about it — there is no reason to speak to that adjuster for the other side. Instead, speak to a personal injury lawyer about your case and let them handle every aspect of it.